/* PNC Ltd — Credit Hire & Claims Management
   Modern redesign: deep navy + orange, SVG icons, gradient hero
*/

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap');

:root {
    --orange: #FF6600;
    --orange-dark: #E55A00;
    --navy: #0F1B2D;
    --navy-light: #1A2942;
    --slate: #475569;
    --slate-light: #94A3B8;
    --bg: #F8FAFC;
    --white: #FFFFFF;
    --radius: 16px;
    --shadow-sm: 0 1px 3px rgba(15,27,45,0.08);
    --shadow: 0 4px 24px rgba(15,27,45,0.08);
    --shadow-lg: 0 12px 48px rgba(15,27,45,0.12);
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html { scroll-behavior: smooth; }

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    color: var(--slate);
    background: var(--bg);
    line-height: 1.65;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
}

a { text-decoration: none; color: var(--orange); transition: color 0.2s; }
a:hover { color: var(--orange-dark); }
img { max-width: 100%; }

.container {
    max-width: 1160px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ===== TOP BANNER ===== */
.top-banner {
    background: var(--navy);
    color: rgba(255,255,255,0.85);
    text-align: center;
    padding: 8px 0;
    font-size: 13px;
    font-weight: 500;
    letter-spacing: 1.5px;
    text-transform: uppercase;
}

/* ===== HEADER ===== */
.site-header {
    background: rgba(255,255,255,0.95);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid #E2E8F0;
    padding: 14px 0;
    position: sticky;
    top: 0;
    z-index: 100;
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 24px;
    font-weight: 800;
    color: var(--navy);
    letter-spacing: -0.5px;
}

.logo .accent { color: var(--orange); }

.logo .shield {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 38px;
    height: 38px;
    background: linear-gradient(135deg, var(--orange), var(--orange-dark));
    border-radius: 10px;
    box-shadow: 0 4px 12px rgba(255,102,0,0.3);
}

.logo .shield svg { width: 20px; height: 20px; }

.main-nav ul {
    display: flex;
    list-style: none;
    gap: 6px;
    flex-wrap: wrap;
    align-items: center;
}

.main-nav a {
    color: var(--slate);
    font-size: 14px;
    font-weight: 500;
    padding: 8px 14px;
    border-radius: 8px;
    transition: all 0.2s;
}

.main-nav a:hover {
    color: var(--orange);
    background: rgba(255,102,0,0.06);
}

.menu-toggle {
    display: none;
    background: none;
    border: none;
    font-size: 24px;
    cursor: pointer;
    color: var(--navy);
}

/* ===== HERO ===== */
.hero {
    position: relative;
    padding: 80px 24px 100px;
    text-align: center;
    overflow: hidden;
    background: var(--navy);
}

.hero::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background:
        radial-gradient(circle at 20% 50%, rgba(255,102,0,0.15) 0%, transparent 50%),
        radial-gradient(circle at 80% 80%, rgba(255,102,0,0.08) 0%, transparent 50%);
}

.hero::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0; right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, var(--orange), transparent);
}

.hero .container { position: relative; z-index: 1; }

.hero .hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255,102,0,0.12);
    border: 1px solid rgba(255,102,0,0.3);
    color: var(--orange);
    padding: 6px 18px;
    border-radius: 100px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 24px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.hero h1 {
    font-size: 52px;
    font-weight: 800;
    color: #fff;
    margin-bottom: 20px;
    line-height: 1.15;
    letter-spacing: -1px;
}

.hero h1 .highlight {
    background: linear-gradient(135deg, var(--orange), #FF8533);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.hero p {
    font-size: 19px;
    color: rgba(255,255,255,0.7);
    margin-bottom: 36px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.7;
}

.hero-cta {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

.hero-cta .btn-primary {
    background: linear-gradient(135deg, var(--orange), var(--orange-dark));
    color: #fff;
    font-size: 17px;
    font-weight: 700;
    padding: 16px 40px;
    border-radius: 12px;
    box-shadow: 0 8px 24px rgba(255,102,0,0.35);
    transition: all 0.25s;
}

.hero-cta .btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 32px rgba(255,102,0,0.45);
    color: #fff;
}

.hero-cta .btn-secondary {
    background: rgba(255,255,255,0.08);
    border: 1px solid rgba(255,255,255,0.15);
    color: #fff;
    font-size: 17px;
    font-weight: 600;
    padding: 16px 36px;
    border-radius: 12px;
    transition: all 0.25s;
}

.hero-cta .btn-secondary:hover {
    background: rgba(255,255,255,0.12);
    color: #fff;
}

/* ===== TRUST BAR ===== */
.trust-bar {
    background: var(--white);
    padding: 32px 0;
    box-shadow: var(--shadow-sm);
}

.trust-bar .container {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 48px;
    flex-wrap: wrap;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 12px;
    color: var(--slate);
    font-size: 15px;
    font-weight: 600;
}

.trust-item svg { width: 22px; height: 22px; color: var(--orange); flex-shrink: 0; }

/* ===== SECTIONS ===== */
.section { padding: 72px 0; }

.section-title {
    text-align: center;
    font-size: 32px;
    font-weight: 800;
    color: var(--navy);
    margin-bottom: 12px;
    letter-spacing: -0.5px;
}

.section-subtitle {
    text-align: center;
    font-size: 17px;
    color: var(--slate-light);
    margin-bottom: 48px;
    max-width: 500px;
    margin-left: auto;
    margin-right: auto;
}

/* ===== SERVICE CARDS ===== */
.services-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.service-card {
    background: var(--white);
    border-radius: var(--radius);
    padding: 36px 24px;
    text-align: center;
    box-shadow: var(--shadow);
    transition: all 0.3s;
    border: 1px solid #E2E8F0;
}

.service-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: rgba(255,102,0,0.2);
}

.service-card .icon-wrap {
    width: 64px;
    height: 64px;
    border-radius: 16px;
    background: linear-gradient(135deg, rgba(255,102,0,0.12), rgba(255,102,0,0.04));
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 20px;
    transition: all 0.3s;
}

.service-card:hover .icon-wrap {
    background: linear-gradient(135deg, var(--orange), var(--orange-dark));
}

.service-card .icon-wrap svg { width: 28px; height: 28px; color: var(--orange); transition: color 0.3s; }
.service-card:hover .icon-wrap svg { color: #fff; }

.service-card h3 {
    font-size: 17px;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 10px;
}

.service-card p {
    font-size: 14px;
    color: var(--slate);
    line-height: 1.6;
}

/* ===== PROCESS SECTION ===== */
.process-section { background: var(--white); }

.process-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 32px;
    max-width: 900px;
    margin: 0 auto;
}

.process-step {
    text-align: center;
    position: relative;
}

.process-step .step-number {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    background: var(--navy);
    color: var(--orange);
    font-size: 22px;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    margin: 0 auto 18px;
    border: 3px solid rgba(255,102,0,0.15);
}

.process-step h3 {
    font-size: 18px;
    font-weight: 700;
    color: var(--navy);
    margin-bottom: 8px;
}

.process-step p {
    font-size: 14px;
    color: var(--slate);
}

/* ===== FIND OUT MORE ===== */
.find-out-section { background: var(--navy); }

.find-out-section .section-title { color: #fff; }
.find-out-section .section-subtitle { color: rgba(255,255,255,0.5); }

.find-out-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}

.find-out-item {
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: var(--radius);
    padding: 28px 20px;
    text-align: center;
    transition: all 0.3s;
}

.find-out-item:hover {
    background: rgba(255,102,0,0.08);
    border-color: rgba(255,102,0,0.3);
    transform: translateY(-4px);
}

.find-out-item svg { width: 32px; height: 32px; color: var(--orange); margin-bottom: 14px; }

.find-out-item a {
    display: block;
    color: #fff;
    font-size: 15px;
    font-weight: 600;
}

.find-out-item a:hover { color: var(--orange); }

/* ===== CTA BAND ===== */
.cta-band {
    background: linear-gradient(135deg, var(--orange), var(--orange-dark));
    text-align: center;
    padding: 56px 24px;
    position: relative;
    overflow: hidden;
}

.cta-band::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background: radial-gradient(circle at 70% 50%, rgba(255,255,255,0.08) 0%, transparent 60%);
}

.cta-band .container { position: relative; z-index: 1; }

.cta-band h2 {
    color: #fff;
    font-size: 30px;
    font-weight: 800;
    margin-bottom: 10px;
}

.cta-band p {
    color: rgba(255,255,255,0.85);
    font-size: 17px;
    margin-bottom: 28px;
}

.cta-band .email-link {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    background: var(--navy);
    color: #fff;
    padding: 16px 40px;
    border-radius: 12px;
    font-weight: 700;
    font-size: 18px;
    box-shadow: 0 8px 24px rgba(0,0,0,0.2);
    transition: all 0.25s;
}

.cta-band .email-link:hover {
    transform: translateY(-2px);
    box-shadow: 0 12px 32px rgba(0,0,0,0.3);
    color: #fff;
}

.cta-band .email-link svg { width: 20px; height: 20px; }

/* ===== FOOTER ===== */
.site-footer {
    background: var(--navy);
    color: rgba(255,255,255,0.6);
    padding: 56px 0 24px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 36px;
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 22px;
    font-weight: 800;
    color: #fff;
    margin-bottom: 14px;
}

.footer-logo .accent { color: var(--orange); }

.footer-logo .shield {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 34px;
    height: 34px;
    background: linear-gradient(135deg, var(--orange), var(--orange-dark));
    border-radius: 8px;
}

.footer-logo .shield svg { width: 18px; height: 18px; }

.footer-col p {
    font-size: 14px;
    line-height: 1.7;
    color: rgba(255,255,255,0.5);
}

.footer-col h4 {
    color: #fff;
    font-size: 14px;
    margin-bottom: 16px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.footer-col ul { list-style: none; }

.footer-col ul a {
    color: rgba(255,255,255,0.5);
    font-size: 14px;
    line-height: 2.1;
}

.footer-col ul a:hover { color: var(--orange); }

.social-links {
    display: flex;
    gap: 10px;
    margin-top: 12px;
}

.social-links a {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.08);
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.25s;
}

.social-links a:hover {
    background: var(--orange);
    border-color: var(--orange);
}

.social-links a svg { width: 16px; height: 16px; color: rgba(255,255,255,0.5); transition: color 0.2s; }
.social-links a:hover svg { color: #fff; }

.footer-legal {
    border-top: 1px solid rgba(255,255,255,0.08);
    padding-top: 24px;
    text-align: center;
    font-size: 13px;
    color: rgba(255,255,255,0.35);
    line-height: 1.8;
}

.footer-legal a {
    color: rgba(255,255,255,0.4);
    margin: 0 8px;
}

.footer-legal a:hover { color: var(--orange); }

/* ===== INTERIOR PAGES ===== */
.page-hero {
    background: var(--navy);
    color: #fff;
    text-align: center;
    padding: 56px 24px;
    position: relative;
    overflow: hidden;
}

.page-hero::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background: radial-gradient(circle at 50% 50%, rgba(255,102,0,0.1) 0%, transparent 60%);
}

.page-hero .container { position: relative; z-index: 1; }

.page-hero h1 {
    font-size: 38px;
    font-weight: 800;
    margin-bottom: 8px;
}

.page-hero p {
    color: rgba(255,255,255,0.6);
    font-size: 17px;
}

.page-content {
    max-width: 800px;
    margin: 0 auto;
    padding: 56px 24px;
}

.page-content h2 {
    color: var(--navy);
    margin: 28px 0 14px;
    font-size: 22px;
    font-weight: 700;
}

.page-content p {
    margin-bottom: 16px;
    color: var(--slate);
}

.page-content ul {
    margin: 0 0 20px 24px;
    color: var(--slate);
}

.page-content li {
    margin-bottom: 10px;
}

.page-cta {
    text-align: center;
    margin: 40px 0;
    padding: 32px;
    background: linear-gradient(135deg, rgba(255,102,0,0.06), rgba(255,102,0,0.02));
    border-radius: var(--radius);
    border: 1px solid rgba(255,102,0,0.15);
}

.page-cta h3 {
    color: var(--navy);
    font-size: 22px;
    font-weight: 700;
    margin-bottom: 8px;
}

.page-cta p {
    color: var(--slate);
    margin-bottom: 20px;
}

.page-cta .btn-primary {
    display: inline-block;
    background: linear-gradient(135deg, var(--orange), var(--orange-dark));
    color: #fff;
    font-weight: 700;
    font-size: 16px;
    padding: 14px 36px;
    border-radius: 10px;
    box-shadow: 0 6px 20px rgba(255,102,0,0.3);
    transition: all 0.25s;
}

.page-cta .btn-primary:hover {
    transform: translateY(-2px);
    color: #fff;
}

/* ===== CONTACT FORM ===== */
.contact-form {
    max-width: 600px;
    margin: 30px auto;
    background: var(--white);
    padding: 36px;
    border-radius: var(--radius);
    box-shadow: var(--shadow);
}

.contact-form label {
    display: block;
    font-weight: 600;
    margin-bottom: 6px;
    color: var(--navy);
    font-size: 14px;
}

.contact-form input,
.contact-form textarea,
.contact-form select {
    width: 100%;
    padding: 12px 16px;
    border: 1px solid #E2E8F0;
    border-radius: 10px;
    margin-bottom: 18px;
    font-size: 15px;
    font-family: inherit;
    background: var(--bg);
    transition: all 0.2s;
}

.contact-form input:focus,
.contact-form textarea:focus {
    outline: none;
    border-color: var(--orange);
    box-shadow: 0 0 0 3px rgba(255,102,0,0.12);
    background: var(--white);
}

.contact-form button {
    background: linear-gradient(135deg, var(--orange), var(--orange-dark));
    color: #fff;
    border: none;
    padding: 14px 40px;
    border-radius: 10px;
    font-size: 16px;
    font-weight: 700;
    cursor: pointer;
    box-shadow: 0 6px 20px rgba(255,102,0,0.3);
    transition: all 0.25s;
}

.contact-form button:hover {
    transform: translateY(-2px);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 960px) {
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .find-out-grid { grid-template-columns: repeat(2, 1fr); }
    .process-grid { grid-template-columns: 1fr; gap: 24px; }
    .footer-grid { grid-template-columns: repeat(2, 1fr); }
    .menu-toggle { display: block; }
    .main-nav {
        display: none;
        width: 100%;
        order: 3;
    }
    .main-nav.open { display: block; }
    .main-nav ul {
        flex-direction: column;
        gap: 4px;
        padding: 12px 0;
    }
    .hero h1 { font-size: 38px; }
    .section-title { font-size: 28px; }
}

@media (max-width: 600px) {
    .hero { padding: 56px 20px 72px; }
    .hero h1 { font-size: 32px; }
    .hero p { font-size: 16px; }
    .hero-cta { flex-direction: column; }
    .hero-cta .btn-primary,
    .hero-cta .btn-secondary { width: 100%; text-align: center; }
    .services-grid,
    .find-out-grid { grid-template-columns: 1fr; }
    .footer-grid { grid-template-columns: 1fr; gap: 28px; }
    .trust-bar .container { gap: 20px; flex-direction: column; }
    .cta-band h2 { font-size: 24px; }
    .section { padding: 48px 0; }
}